Payment Policy

This policy outlines how students are expected to make payments for tuition, fees, and related services at ICNM. It ensures transparency, protects both the institution and the student, and supports smooth enrollment into all online programs.

• All tuition and fees must be paid before access to course materials is granted.
• Payments must be made through ICNM’s approved channels (bank transfer, online gateway, USSD, or debit card).
• Students are responsible for ensuring the accuracy of their payment details.

• Debit/Credit Cards
• Bank Transfer
• USSD Payments
• Mobile Money (where available)
• Online Payment Gateway (e.g., Paystack, Flutterwave)
• International payments via supported processors
• Note: Cash payments are not accepted.

• After payment, upload proof of payment or wait for automatic confirmation.
• Access is granted once payment is verified and you receive an official enrollment email.

• Full Payment: Students may choose to pay the full tuition upfront.
• Installment Plan: Available for selected programs. First installment is required for access.
• Subsequent installments must be completed by agreed due dates to avoid restricted access.

• Missed installments lead to temporary suspension of LMS access.
• Certificates will not be issued for accounts with outstanding balances.
• Administrative fees may apply for repeated delays.

• Application fee (non-refundable)
• Administrative or processing fees
• Certificate or transcript issuance fees
• Module reactivation fees (if applicable)

• Payments accepted in Naira (₦), US Dollars ($), and other supported currencies.
• Students must keep copies of receipts and transaction records.
• ICNM is not responsible for third-party bank or processor delays.

• Refunds follow the separate ICNM Refund Policy.
• Unauthorized chargebacks or fraudulent disputes will result in permanent account suspension.

ICNM may update this payment policy as needed. All updates will be published on the official website.